Tax Season Has Arrived

One of the key principles of the 2017 Tax Cuts and Jobs Act was that reforms were rendered so simple that taxpayers could complete their form 1040 on a postcard. Last summer, the IRS unveiled a new tax return postcard just for this purpose.1 The reality, however, is that taxes are never simple, and simplicity…

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The Art of Being Happy

When are we happiest? A new study by the Resolution Foundation reveals that the two ages when people tend to be their happiest are 16 and 70.1 This makes sense when you think about it. Sixteen is often the first time children get a taste of independence — they’re old enough to drive and yet…

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Navigating your finances as a couple

Tax season is a good time for couples to get on the same page regarding household finances. Now that you’ve filed your 2018 taxes, take time to think about how you can better work together with your spouse as you navigate 2019. Particularly for those who file jointly, it’s important for both spouses to understand…

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Savings Ideas for Health Insurance

The growing cost of medical services and health insurance in the United States is a problem that is not isolated to a single demographic. Many people are impacted. The latest surveys of American businesses report that health insurance and benefits are one of their greatest expenses, second only to employee payroll. Companies used to subsidize…

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Don’t Leave Your Long-Term Care Plan to Chance

According to new research from Genworth, one of the nation’s leading long-term care insurance companies, Americans are both entering caregiver roles and requiring care at younger ages. Among the study’s findings:1 ·         Nearly half of family caregivers now are men ·         The average age of a family caregiver is 47 (down from age 53 in…

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Women in the Workplace

  People are living longer, which also means more people are working longer, either because they want to stay engaged or they need more time to prepare for a longer retirement. Unfortunately, these trends haven’t made ageism any less prominent. One researcher found careers tend to peak at age 45 for men and age 40…

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Digging Up the Sweet Benefits of Health Food Trends

When Lessie Brown, a 114-year-old woman from Ohio, passed away in January, her family attributed her longevity to the fact that she ate a sweet potato nearly every day until she was well past 100.1 All potatoes are packed with nutrition, but the more colorful the potato, the better. Varieties of orange, yellow and purple…

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Drug prices continue upward climb as leaders seek solutions

In the first month of 2019, pharmaceutical companies have increased prices on more than 250 prescription drugs despite calls from the president and Congress to reduce drug costs.1 These hikes have evoked the ire of President Trump, who has pledged to reduce drug prices in the United States, which are higher than in most other…

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Country Getting Creative to Fund Infrastructure Changes

From politicians in Washington to residents whose cars are routinely damaged by potholes, perhaps the most agreed-upon issue in the U.S. is the country needs an infrastructure upgrade. Frustrated by inaction at the national level, the president and CEO of the U.S. Chamber of Commerce recently announced $25,000 in cash prizes will be awarded to…

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U.S. Oil Production Fuels Worldwide Changes

  In recent years, the scope of the oil market has changed. OPEC, headquartered in Vienna, Austria, was established in 1960 to unify the petroleum policies of its members. These 14 countries, mostly in Africa and the Middle East, are considered hotbeds for oil.1   However, the world’s two largest producers are the United States…

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